Business Banking 
Savings Health Savings Account
Delta Trust Health Savings Account
A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse and your dependents. There are no service charges associated with this account. Free Internet Banking and Delta Trust HSA Debit Cards are also available.
Call 1-800-831-3587 or 501-907-0331 or Email us for more information.
You are eligible for a regular HSA contribution if, with respect to any month, you:
- Are covered under a high-deductible health plan (HDHP);
- Are not also covered by any other health plan that is not an HDHP (with certain exceptions for plans providing preventative care and limited types of permitted insurance and permitted coverage);
- Are not enrolled in Medicare; and
- Cannot be claimed as a dependent on another person's tax return
Balance |
Interest Rate |
Annual Percentage Yield |
Less than $3,000 |
1.35% |
1.36% |
$3,001 -$9,999 |
2.10% |
2.12% |
$10,000+ |
3.00% |
3.04% |
The new 2008 contribution amounts are:
Self - $2,900
Family - $5,800
Deductible amounts for 2008 have also increased to:
Self -$1,100
Family - $2,200
To obtain a Health Savings Account, please fill out all of the necessary forms below and fax to:Rosa Alverio at 501-975-4009 or mail to P.O. Box 241084, Little Rock, AR 72223.
Health Savings Account Application & Eligibility Form
HSA Transfer Request
From the U.S. Treasury
HSA Basics (tri-fold brochure)
Additional Information Regarding Health Savings Accounts http://www.treasury.gov/press/releases/hp209.htm
Any and all applicable fees may reduce earnings.
Annual Percentage Yield effective 10/08/2008.
Delta Trust Savings Account |
