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A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse and your dependents. There are no service charges associated with this account. Free Internet Banking and Delta Trust HSA Debit Cards are also available. Call 1-800-831-3587 or 501-907-0331 or Email us for more information.
You are eligible for a regular HSA contribution if, with respect to any month, you:
- Are covered under a high-deductible health plan (HDHP)
- Are not also covered by any other health plan that is not an HDHP*
- Are not enrolled in Medicare
- Cannot be claimed as a dependent on another person's tax return
- Have a minimum opening balance of $100
*With certain exceptions for plans providing preventative care and limited types of permitted insurance and permitted coverage.
| BALANCE |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
| Less than $3,000 |
1.00% |
1.00% |
| $3,001 -$9,999 |
1.54% |
1.55% |
| $10,000+ |
2.57% |
2.60% |
THE 2009 CONTRIBUTION AMOUNTS ARE:
Self - $3,000
Family - $5,950
DEDUCTIBLE AMOUNTS FOR 2009 HAVE ALSO INCREASED:
Self - $1,150
Family - $2,300
THE 2010 CONTRIBUTION AMOUNTS ARE:
Self - $3,050
Family - $6,150
DEDUCTIBLE AMOUNTS FOR 2010 HAVE ALSO INCREASED:
Self - $1,200
Family - $2,400
THE CATCH-UP CONTRIBUTION (55 OR OLDER)* FOR 2009 & 2010
Self - $1,000
Family - $1,000
*If a spouse is also 55 or older, a second HSA must be established and a second contribution of $1,000 could be made to that account.
Printable HSA Forms
To obtain a Health Savings Account, please fill out all of the necessary forms below and fax to: Cheryl Curry at 501-975-4009 or mail to P.O. Box 241084, Little Rock, AR 72223.
Health Savings Account Application & Eligibility Form
HSA Transfer Request
From the U.S. Treasury
HSA Basics (tri-fold brochure)
Additional Information Regarding Health Savings Accounts
http://www.treasury.gov/press/releases/hp209.htm
Any and all applicable fees may reduce earnings.
Interest rates subject to change. Annual Percentage Yield effective 11/06/2009.
Click here to learn more about Delta Trust Net Savings, another great product offered exclusively to Delta Trust Health Savings Account holders.
Delta Trust Savings Account
Delta Trust Money Market Account
Delta Trust Health Savings Account
Delta Trust Net Savings Account
Individual Retirement Accounts (IRA) |
