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Jan 16, 2014: Finance Gurus and Their Crystal Balls | Dave Eckess

Every year around this time investment experts and firms publish their market forecasts for the new year. You will hear about top down, bottom up, qualitative analysis, quantative analysis, proprietary forecasting models and the list goes on. These experts, with some degree of fanfare, proclaim where they believe the financial markets will end the year [...]

Oct 7, 2013: Savings Alternatives in a Low Interest World | Cary Curzon

Since the height of the financial crisis in 2008 interest rates are a frequent topic of discussion. If you are in a position to borrow money, purchase a home or refinance a mortgage, you love these historical low rates. This is a great time for a borrower but if you are a saver you are [...]

Sep 4, 2013: The Beautiful Wall of Worry | Sean Barron

One of the most dreadful things to occur prior to a busy day at work is a restless night of sleep. You know, one of those in which it feels like you are waking up at every possible hour? And when you feel rest is within arms’ reach…the alarm clock sounds! This is how the [...]

Aug 9, 2013: A Well-Timed Vacation | Larissa Cantarella

Larissa Cantarella was an intern at Delta Trust from November 2012 until May 2013, when she graduated from the University of Arkansas at Little Rock with a double major in Economics and Finance. Before beginning her now full time job at Delta as an assistant portfolio manager, she spent a month in her home country of Brazil. She [...]

Jul 18, 2013: Third Quarter Tactical Allocation Update | Sean Barron

Since the financial crisis, short term market movements have been increasingly driven by central banks, government actions, and social unrest. Second quarter’s markets results were largely defined by the following events: First, the Bank of Japan (which has suffered through two decades of low to negative inflation) started an unprecedented easing program that resulted in a [...]

Jul 5, 2013: A Client Conversation: The Reality of Real Rates of Return | Sean Barron

As a portfolio manager, the number one question I have received over the last few years has been “What can I invest in that is safe and has a good yield?” The word “safe” is one that I sometimes have a different interpretation of than does the person asking – safe in terms of maintaining [...]

May 9, 2013: Tactical Allocation Update | Sean Barron

The trust department recently updated our strategic asset allocation (for more detail on our asset management process, click here). Equity returns of the major regions continue to differentiate from each other – with U.S. Equities up 9.6%, Developed ex-U.S. Equities up only 3.8% and Emerging Market Equities down 3.4%. Most developed markets continue to experience [...]

May 8, 2013: Tom Gayner’s 4 Main Investment Principles | Sean Barron

This past weekend, I was in Omaha for the Berkshire Hathaway Annual Shareholder Meeting. After the BRK meeting, I attended an YPO event and got to hear Tom Gayner, President and Chief Investment Officer of Markel. Mr. Gayner spoke at Delta Trust’s Investment Outlook Conference in 2011, and he is often thought of as the new Buffett of Virginia. [...]

Apr 2, 2013: Why a HSA? | Robert Bumpas

EXPLAINING THE HSA Health savings accounts or HSAs were created to accompany high deductible health care plans (HDHP). Consumers with traditional insurance plans and low deductibles were accustomed to paying their co-pay and not worrying much about the total cost of the medical service or pharmaceutical purchase. High deductible health care plans have since made [...]

Mar 29, 2013: HSAs & Small Business Owners | Paula Coffield

A health savings account, or HSA, is a tax-advantaged medical savings account available to individuals enrolled in high-deductible health plans (HDHP). This savings account has many benefits for the individual, but today, more small business owners are utilizing these accounts  to help control their health care benefit expenses. The HSA legislation allows employers and employees to [...]

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