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Consumer Banking

Serving your needs with leading products and professionals.
CDs and IRAs
Certificate of Deposit

Delta Trust & Bank’s current certificate of deposit specials offer you the opportunity to choose the best term for your needs. There is a $500 minimum deposit. Please note there is a penalty for early withdrawal. Interest rates are subject to change without notice.

Any and all applicable fees may reduce earnings.

CDARS

Enjoy the convenience of Certificate of Account Registry Service (CDARS) which provides all the security of certificates of deposit without a $250,000 limitation. Now you can invest up to $20 million and still be eligible for FDIC insurance on every dollar. To learn more information about CDARS, click here.

For a quote of our current CD terms and interest rates, or for more information, call 800.831.3587.

IRAs

Delta Trust & Bank offers Individual Retirement Accounts (IRAs) for your savings needs. An IRA is a form of a retirement plan that provides tax advantages for saving, and we offer both traditional and Roth IRA accounts. For more information, click here.

Meet With Us

We are ready to discuss your financial needs. Scheduling a time to meet with us is simple, just click here.

Expert Spotlight
John

Click here to read the bio of John Howell, Northwest Arkansas President

©2014 Delta Trust & Bank | Privacy & Security

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

Equal Housing Lender Member FDIC

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