Delta Trust & Bank offers a great Free Checking account with an added bonus of Overdraft Privilege*. This account has no minimum balance and no monthly service charge. In addition, you receive free internet banking and a free ATM or debit card when you open your account. Just another great service provided by Delta Trust & Bank to encompass all of your financial needs. For more information on this account and others, please call 1-800-831-5387.
- Minimum Opening Balance - $100.00
- No Minimum Balance
- No Monthly Service Charge
- Free Internet Banking
- Free ATM or Debit Card
*Overdraft privilege is a service Delta Trust adds to your checking account to cover overdrafts to a set limit, subject to eligibility criteria. When Delta Trust pays overdraft items for you, you will be charged our normal overdraft fee, currently $32.50 plus $5 per day for each item that is presented. Transactions covered include checks written, in-person withdrawals, ATM withdrawals, Debit Card/POS transactions, ACH preauthorized transactions, internet banking and telephone banking. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You must bring your account back to a positive balance for at least one full business day in a 30 day period to maintain eligibility.
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