- Free Internet Banking
- Free ATM Card or Debit Card
- Free Check Imaging
- Overdraft Protection Privilege*
- Minimum Opening Balance - $100.00
- Minimum Balance - $1,000.00
To open an account, find out our current rates, or to discuss which account is right for you, please stop by any of our Delta Trust locations or call 1-800-831-3587.
Interest rates subject to change. Any and all applicable fees may reduce earnings.
Corporations, partnerships, associations, business trusts, or other organizations may
not
maintain NOW accounts.
*Overdraft privilege is a service Delta Trust adds to your checking account to cover overdrafts to a set limit, subject to eligibility criteria. When Delta Trust pays overdraft items for you, you will be charged our normal overdraft fee, currently $32.50 plus $5 per day for each item that is presented. Transactions covered include checks written, in-person withdrawals, ATM withdrawals, Debit Card/POS transactions, ACH preauthorized transactions, internet banking and telephone banking. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You must bring your account back to a positive balance for at least one full business day in a 30 day period to maintain eligibility.
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