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Consumer Banking

Serving your needs with leading products and professionals.
Products

Delta Trust & Bank customizes personal loans to fit any situation. We offer personal loans on a secured or unsecured basis at competitive rates. The types of consumer loans we consider include, but are not limited to the following:

  • Auto Loans
  • RV & Boat Loans
  • Home Equity Loans
  • Lines of Credit
  • Residential Construction
  • Residential Term Loans

Delta Trust & Bank offers both home equity loans and home equity lines of credit to help in those purchases. The home equity line of credit is available whenever you need funds and the interest is due and payable in monthly installments. Delta Trust Mortgage also offers permanent home mortgages.

Buying a new or used vehicle also means purchasing insurance. But what happens if your vehicle is stolen or “totaled”? Does your insurance cover what you owe? Find out more about Delta Trust Insurance here.

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We are ready to discuss your financial needs. Scheduling a time to meet with us is simple, just click here.

Expert Spotlight
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Click here to read the bio of David Jernigan, Vice President/Commercial Loan Officer

©2014 Delta Trust & Bank | Privacy & Security

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

Equal Housing Lender Member FDIC

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