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Vacation Time Means Fun – and Potential Fraud | Delta Trust

Summer is here and that means vacation season! When traveling in the US or abroad, you should always remember a few rules to keep you and your money safe. Here are five simple way to lower your risk.

1.  Contact your bank – click here to find your branch
This is as much for your convenience as safety.  If the bank is unaware you’re traveling to Rome, for example, they may freeze your account when a purchase is made there.  Share as much detail as possible – dates, cities, how much you might spend, and how you can be reached.

2.  Clean out your wallet
Carrying a lot of credit and debit cards on vacation only increases the likelihood that one of them will become lost or stolen.  Take only what you need, and make sure your limits are high enough to cover all expenses.

3.  Make a stop at the copy machine
Copy or scan the front and back of each card you plan to take.  Be sure your account number and toll-free customer service number are legible (if you’re traveling internationally, make sure you have appropriate phone numbers).  Store the information somewhere other than where your card is, such as a hotel safe.

4.  Keep an eye on your cards
Food servers and store clerks can steal card information easily with a skimming device, so don’t let your cards out of sight.  If that’s not possible, consider paying with cash.  And remember, it’s perfectly OK to let your instincts guide you.  If something seems fishy, go somewhere else.

5.  Monitor your account frequently
Checking  your account balance is a great way to combat fraud. Delta Trust offers all customers online banking and mobile banking capabilities. Both of these options offer you account access anytime and anywhere.

Take care, and have a safe, wonderful vacation!

 

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