Delta Trust & Bank

At Delta Trust Insurance Agency, Inc. ("Delta Trust Insurance"), protecting your privacy and the personal information we use to provide you with superior products and services is important to us. The trust of our customers and potential customers is our most valuable asset and the reason we are in business. This trust is built, in part, upon the proper handling of your personal information. Our pledge to protect your privacy is reflected in this privacy statement, which outlines our principles in collecting, using and safeguarding your personal information and information about your relationship with us.

Personal Information Delta Trust Insurance Collects

Delta Trust Insurance only collects personal information about you when it is necessary to conduct the business of insurance. We limit the collection of personal information to what is needed to effect your insurance coverage and administer your account with us. The personal information we collect may include:

Information you share with us (such as the information on your application, including health information, or other forms you may complete for us);
Information you provide or which is obtained through processing your application or handling a claim (such as information from a consumer reporting agency or health provider); and
Information from your transactions with us (such as the number of years you have been a customer or the types of coverage you purchase).

How We Use Personal Information

We use your personal information to effect your insurance coverage, administer, service and manage your accounts, ensure proper billing, and offer you other products and services we believe may suit your needs.

Disclosure of Personal Information

As permitted by federal and state law, we may disclose personal information we collect about our customers and former customers, as described above, to our affiliates (such as Delta Trust & Bank or Delta Trust Investments, Inc.) to better serve you or to assist you in meeting all of your current financial and investment needs. We may share information with our affiliates, for example, to:

Provide you customer service or maintain your account; or
Tell you about products or services offered by our affiliates which you may find useful.

Also, as permitted by federal and state law, we may disclose personal information we collect about our customers and former customers, as described above, to nonaffiliated companies to effect, administer or enforce a transaction a customer requests or authorizes; in connection with servicing or processing a customer's insurance product or service; to maintain a customer's account; or with guaranty funds or regulatory agencies, as well as in response to judicial processes. We may also disclose personal information to nonaffiliated companies that perform services or functions for us or jointly with us (such as joint marketing arrangements with others or vendors we hire to provide you with information about our products or services.)

At Delta Trust Insurance, we do not sell our customers' personal information and we do not provide your personal information to persons or organizations outside our organization for their own marketing purposes.

Policies and Practices With Respect to Security of Personal Information

We restrict access to your personal information to only those individuals who need to know that information to provide you with our products and services. We maintain physical, electronic, and procedural safeguards that comply with federal and state standards to protect the privacy of your personal information.

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Delta Trust Insurance Agency, Inc. and Delta Trust Investments, Inc. are wholly-owned subsidiaries of Delta Trust & Bank which is a wholly-owned subsidiary of Delta Trust & Banking Corp.