Estate Planning*

Our financial experts can work with estate attorneys in creating and maintaining the best possible plan to continue to grow and protect your family’s estate. Additionally, Delta Trust is able to determine strategies for wealth preservation, family business planning, family trust planning and planning for
philanthropic trust accounts.

Family Business Consulting*

If you are involved in a family business, we invite you to consider our family business consulting services. Over the years, Delta Trust has found that a few basic rules keep both the family relationship and the family business healthy and prosperous.

Delta Trust also offers a family other administrative services, such as investment screenings, bill paying and oversight of tax preparation.

Should you have family business succession challenges; serious divisions between family shareholders and family members working in business; or are seeking ideas to improve the bonds between family members in a family business, call us at 1-800-831-3587 to discuss opportunities for improvement in your family legacy and business and our "multi-family" office services

Retirement Planning**

Setting up your retirement plan with Delta Trust will help to eliminate any stress associated with picking the right investments, choosing how much to invest and how to monitor it all. A financial expert will help you make choices on what type of plan best fits your needs.

Call 1-800-831-3587 to speak to one of our trust advisors about your retirement planning options.

Education Planning**

Delta Trust and Bank can help to determine what education plan is best for your family based on risk tolerance, number of years before college, number of children and varying amounts available to invest. Our financial experts will help you to establish whether an early savings, minor trust, or flexible savings accounts are most suited for your needs. We can also help you find ways to your lower taxes based on educational savings. Call 1-800-831-3587 to speak to one of our trust advisors about your education planning options.

Insurance Planning**

Delta Trust insurance experts can help you determine what insurance products best fit the needs of your family and business. As your personal advisor, we will recommend select coverage plans designed to fully protect and provide for your family or business while minimizing your premiums and tax consequences.

One of our Delta Trust insurance experts can provide you with the guidance you need to select the insurance options that best complement your overall wealth management goals. We can help you understand the benefits available to you through carefully chosen insurance coverage. Our insurance services cover the following vital areas of long-term wealth management.

• Wealth Accumulation and Protection Plans
• Retirement Plans
• Wealth Transfer Strategies
• Liability
• Life & Health Insurance
• Business Planning and Benefits Strategies
• Executive Compensation and Benefits

Employee Benefits**

As part of your strategic Wealth Management Planning, carefully crafted insurance coverage can help you avoid the unnecessary sale of assets to pay expenses or taxes.